The year 2015 is almost ready for the history books. Before we look ahead into what 2016 brings it makes sense to look back to get a greater sense of where we need to be headed.
This year I posted on a variety of bankruptcy issues, mostly general in nature to give my clients and anyone contemplating bankruptcy some issues to think about.
This year started out with looking at how loan modifications can still be pursued by debtors in chapter 13 bankruptcies. (They can be obtained and can be a great way to deal with a home that you had almost lost.) I then looked at what happens to your car when you file a bankruptcy. (You have lots of options.) Since so many of my clients are worried about how their credit scores will be impacted by the filing of a bankruptcy, we did a post on bankruptcy and your credit score. (The impact is not nearly as bad as people think.) I then put together a post looking at some of the do’s and dont’s of filing a bankruptcy. If you are contemplating a bankruptcy, please read or reread this post. The award for the biggest northwestbankruptcyattorneys blog post goes to The History of Student Loans in Bankruptcy. I did a ton of research for this post and am pretty happy with how it came out. If you are at all interested in the topic, please give it a read. The changes that have taken place over the course of 60 years are astonishing and terrible. They remind me of the proverb, the road to hell is paved with good intentions. From there, I tried to give potential filers some ideas of how they can find a good bankruptcy attorney in 5 Tips for Finding a Good Bankruptcy Attorney. We then looked back at the topic of homes and bankruptcy in the Halloween Special Zombie Homes Attack. (You do have options if you have a house that is stuck in your name after bankruptcy.) The award for biggest rant post of the year goes to Credit Unions: The Devil is in the Details. In that post we looked at the hidden dangers of using a credit union for a car loan and also having credit cards or bank accounts with those same credit unions. Lastly, the Christmas Special this year was The Christmas before Bankruptcy. In that post we looked at some of the hidden dangers of gift giving and receiving before filing a case.
In the coming year, look out for more posts on student loans and ways to deal with your small part of this national crisis. Another post on zombie homes and getting rid of them through the bankruptcy process. A more detailed look at what you can do to rebuild your credit. A post on attempting to avoid bankruptcy. There will be others as well as the inspiration strikes. We are also open to writing on topics that people request, so if you have a topic you would like to see an article written on, please suggest it below.
Happy New Year from all of us at northwestbankruptcyattorneys.com and the Curtis and Casteel Law Group.
Steven M. Palmer, Esq.
Licensed in WA and OH